Happy New Year to all of our members and other readers!
Lets hope that 2021 turns out better than 2020, but having said that - any year with near double digit capital returns for property owners can't be all doom and gloom.
A mixed bag of news items this month - something for everyone we hope - and Charlotte is back, unfortunately she has learnt the hard way about funding for social care (or the lack of it). As always, tell us what you like, what you do not and what you'd like to see more of.
Right - lets get this year started....