We know a national register is coming – but will it be any better than the local licensing schemes we live with today, will it replace them? What ministers say so far about the proposed English national landlord register, what remains delightfully ambiguous, and what other parts of the UK (Scotland and Wales) actually do — including practical lessons from their rollouts and the notorious experience some landlords report with the Verso platform.
Prince Andrew A Bad Tenant?
Media interest in Prince Andrew has soared to meteoric levels this month—though I suspect most people are indifferent, the press seems determined to make us care. Regardless of where you stand on the prince himself, I was once again dismayed to see the ambiguities of English law being exploited to push a narrative that is, quite simply, factually incorrect.
Take The Times, for example. Its front-page headline declared: "Andrew has not paid rent since 2003." Let's be clear—Prince Andrew is a leaseholder. He purchased the lease, and as such, is not required to pay rent. This is yet another instance of legal terminology being misunderstood or misrepresented—a recurring trap for politicians, journalists, and the public alike.
Making Tax Digital - 5 Months To Go
Our October member meeting was a working session on 'Making Tax Digital'(MTD) and whether you participated or missed it, this article contains essential follow up detail, answers to questions and further suggestions on how to proceed.
Are You Being Served?
If the council are adamant they sent you a section 235 demand for documents, a section 239 powers of entry notice, an improvement notice, or some other notice – but you did not receive the notice, where do you stand?
Has the notice been properly served if you did not receive it?
Do you have a "reasonable excuse" defence for not actioning a notice you didn't get?
This may be a worry particularly for those members who spend significant amounts of time abroad.
An Interesting Planning Committee
We have long bemoaned the 'HMO Bad, Family House Good' Animal Farm style mantra that permeates meetings of the planning committee. The good news is that the tide might be turning but the past year has been bad for Portsmouth at the taxpayers expense.
Making Tax Digital: What Landlords Need to Know
With just six months to go before many landlords must adopt Making Tax Digital (MTD), confusion still reigns. Few landlords are ready, and HMRC hasn't yet clarified all the details. So what does this mean for you—and what should you do now?
Appealing Developments: Portsmouth HMO Cases Climb the Legal Ladder
It used to be that the law defined the way we operated. Landlords built a business knowing what the rules were and PCC enforced based on those rules and where there was a dispute about interpretation of those rules, either side would go to the First Tier Tribunal, plead their case and then whatever the Tribunal decided became the new, clearer definition of the rules and both sides would change their operation accordingly.
Sadly, those days have passed and PCC appear emboldened enough to tell the experienced surveyors on the Tribunal when they think they are wrong and to enlist expensive Gray's Inn barristers to plead their case on appeal at higher courts, sadly this behaviour has forced local landlords to do the same (without the high cost of London barristers) in order not to be beaten into submission.
Mortgage Finance Brokers Celebrates 35 Years of Excellence in Property Finance
OK - that is MFB's heading, not ours but they have been good to us over the past few years - providing updates and advice over Zoom during the Covid period and regular news updates since. Their full press release follows.
AdvoCATS - Don't Forget Pet Damage Insurance..
As mentioned last month, AdvoCATS representing a host of organisations including the PDPLA sent a letter to the Secretary of State, Angela Rayner, asking her to re-instate a landlords requirement for pet damage insurance in the Renters Rights Bill (the government having removed it in the last draft). See the full letter below along with the accompanying briefing paper here and the parallel press release here.
Making Tax Digital - When To Start
We will publish a guide explaining what you need to do to prepare for Making Tax Digital (MTD) in the next few days, but first you need to know when you need to switch. The easiest way to find out is to attend the HMRC Webinar this month. Details here...
Portsmouth’s Additional Licensing Review – Good Or Bad?
Last month Portsmouth City Council's (PCC) Cabinet reviewed and agreed a document which summarised the effectiveness of the Additional Licensing scheme after criticism from us. Although it was independently created and funded by central government, we argued that the document and its presentation in the press was grossly misleading and failed to recognise the failings of the scheme. Read on to see why.
Anti-Money Laundering Rules Hit Landlords
We have seen multiple queries from landlords being charged for anti-money laundering (AML) checks by letting agents and we know others do not realise that every landlord MUST now perform an anti-money laundering check on every tenant. Where is the line between something you MUST do and something where someone is just using it as an excuse to bill you for something?We try to explain.
HMO Database Reminder
As mentioned last month (see it here) there is a new, much updated database of HMOs in Portsmouth. We would really like to help the Council get it as accurate as possible so do check any of your properties against the list and any HMOs that you know of (or properties that were but are not anymore).
Heads for Tails!
AdvoCATS officially relaunched its Heads for Tails! campaign on Monday 11th August, with the aim of sending an open letter & briefing paper to The Secretary of State for Housing and the Housing Minister on 1st September asking for tenants rights to have pets and for landlords to be able to charge for insurance - exactly 4 years since the original campaign went live, and 1 week before the "ping-pong" process between the House of Commons and House of Lords begins.
Landlords Brace For More Taxes
Have you heard the one about the Chancellor strapped for cash, who thought private landlords would be good for it?
If it were a joke, I would be looking forward to the punchline but sadly, it would appear that someone in the treasury thinks a few words in the coming Autumn statement announcing charging National Insurance on rental income would plug a big hole….
The Final Base Rate Cut of 2025?
The Base Rate has been cut for the 3rd time this year. What does this mean for mortgage rates, and why do we not expect further Base Rate reductions this year?
Local MPs Host HMO Forum
Last month our local MP's, Stephen Morgan and Amanda Martin, hosted a forum focussed on issues with HMOs and PCC's perceived inability to enforce against them (we think 'enforcement' is completely the wrong term here but ..). As one member who attended described it, "it was a NIMBY fest full of false info and misinformation ". Not the fault of the MPs but anyway, read on for our summary...
The Changing Face of HMOs in Portsmouth: Council Data Reveals Sharp Decline
Portsmouth City Council's long-standing estimate of 6,000 Houses in Multiple Occupation (HMOs) in the city has been turned on its head by the council's own licensing records. Latest figures show less than half the 4,309 HMOs recorded five years ago and far fewer than the oft-quoted figure of 6,000. Personally, I had 4 small student HMOs in the south of the city 3 years ago, now I have none. I am not alone, every landlord I meet tells a similar tale – yet until today, this anecdotal evidence was completely at odds with the rhetoric of councillors, coverage in the press and figures from the council. What has happened, why and what does it say about supply, demand and the future shape of shared housing in Portsmouth?
PCC's own data shows: Since 2018, the net number of large HMOs has increased by about 80 (from ~1200) that is an average of just +1% per year. At the same time, more than 10 times that number of small HMOs have been taken out of HMO use.
This has implications – all flexibility to support the student market has been removed from the south of the city which will seriously impact the University and the councils own policies and regulations are causing the PO2 area particularly to feel as though it is being cluster bombed with large HMOs occupied by dubious tenants.
Max Age For Buy to Let Mortgages?
Is there a maximum age limit for getting a buy to let mortgage? Below, we discuss your options and how easily you can find the right rate as an older landlord.
Southampton Approves Additional Licencing
Southampton City Council has approved the designation of an Additional HMO licensing scheme to take effect from September 2025 for five years in 8 council wards.
PDPLA 40th Anniversary Party
If you missed it - we had our 40th birthday celebration this month, a garden party at the Queens Hotel in Southsea, we were joined by many members including 3 former chair persons and a couple of founder members plus the Lord Mayor, several councillors and many friends from both the council and some of the many organisations we have worked with over recent years.
And apart from having a very pleasant evening, we managed to raise £1,000 for the Lord Mayors charity, so thank you to everyone for their support.
Whither The PRS?
Another excellent thought leadership piece on the role of the PRS copied from LinkedIn and written by legal expert, David Smith asking what is the role of the PRS / where does it fit / is the law appropriate to manage it followed by my own thoughts on how to answer some of these questions.
Understanding the Need for HMOs in Portsmouth: A Crucial Housing Solution
Portsmouth has long faced challenges in balancing housing affordability, community cohesion, and regulatory oversight. Houses in Multiple Occupation (HMOs)—where multiple, unrelated individuals share living spaces—have emerged as a significant part of the city's housing landscape. While their presence has sparked debate among councillors, planning officials, and residents, their value as an accessible housing solution remains undeniable.
Should You Incorporate Your Property Portfolio? A Landlord’s Guide to Making the Right Move
Incorporation has become a hot topic among landlords in recent years, particularly as tax changes and regulatory pressures continue to reshape the buy to let landscape. But is transferring your property portfolio into a Limited Company the right move for you?
As with most things in property investment, the answer is: it depends.
Renters’ Rights Bill: What You Need to Know Before Recess
With Parliament's summer break looming, pressure is mounting to pass the Renters' Rights Bill—a sweeping reform that will reshape the lettings landscape. Whether you're a landlord or a policymaker, now is the time to understand what's at stake.
Council Tax Roulette: Spin the Wheel, Get a Bill
Why are Portsmouth landlords being billed thousands for empty properties that aren't empty? Because, as ever, the left hand doesn't know what the right hand is doing.
Short Term Lets - New Laws
With all the interest in the progress of the Renters Rights bill taking centre stage, it is perhaps easy to overlook the future of short term lets, where legislation is also proposed.
Creating Contracts With WhatsApp
David Smith, legal guru and friend of the PDPLA writes on LinkedIn, "A recent decision in the Technology and Construction Court has held that an exchange of WhatsApp messages is sufficient to create a contract. This is likely to have far-reaching consequences."
Selective Licencing : A Sour Pickle
Across the country, we see increasing numbers of councils introducing Selective Licencing applicable to all houses & flats in a designated area. Some councils are imposing licence fees of £900 or more even for the smallest flats, such as in Havering and in North Lincolnshire. These schemes, especially those with higher fees, can be extremely heavy-handed, impacting on tenants' rights as much as on landlords' competitiveness. Some schemes lack respect for sensitivities in multi-ethnic communities, and might readily be viewed as facilitating 'gentrification' or gerrymandering at the expense of the most vulnerable in society. None of the councils in our area have introduced Selective licencing yet, but it is probably only a matter of time.
PDPLA AGM - April 2025
For those who missed our AGM (our 40th anniversary AGM), all is not lost, we have everything you need to know including all of the big announcements .
Less Than A Year Til 'Making Tax Digital'
We have been talking about the forthcoming introduction of 'Making Tax Digital' for 7 or 8 years now, and sadly, for most of us it is now less than 1 year away and everyone will have to change how they operate which will add more cost to your business. Are you ready?
Understanding Council Tax Responsibilities in Student Tenancies
For landlords renting properties to student tenants, council tax responsibilities can sometimes become a point of confusion, particularly when tenants cease to be students partway through their tenancy. This article explores the key considerations landlords should keep in mind when dealing with council tax liability.
Is This The End Of Rightmove
After 25 years dominating the UK house sales and letting listing market, the writing may be on the wall for Rightmove as new AI entrants seek to shake up the marketplace.
Valuing HMOs in the UK: Navigating Licensing, Space Standards, and Mortgage Assessments
The valuation of Houses in Multiple Occupation (HMOs) in the UK is a nuanced process that balances local authority licensing standards, planning considerations, lender policies, and market dynamics. For investors and buyers—especially in cities like Portsmouth where housing standards and market demand intersect sharply—understanding how these forces interact is essential.
Member & Website News
We had a copyright issue, now resolved but the way we handle old articles has changed. We had a plan for questions@pdpla and 'recommended suppliers' but that may not work. And we had a glowing appraisal of several members. Read on for a brief explanation.
A Taxing Question From The Office Of A Local MP
As an association PDPLA field questions from landlords, both members and prospective members. Less often, we receive questions from members of the public. Much rarer still, an unprompted question from a local MPs office (although they do usually reply when we write to them on your behalf) and sometimes engage in response to our newsletters.
Portsmouth & District Private Landlords Association: Four Decades of Dedication and Determination
This month marks an incredible milestone: 40 years since the formation of the Portsmouth & District Private Landlords Association (PDPLA). Reflecting on the journey, members may be surprised to learn that being a landlord today is far simpler than it was back then. While we often lament the regulations introduced over the years, many have actually made letting safer for landlords—though they've undeniably made life tougher for tenants. Add to that the ban on student lets, broken meters and the infamous tenant blacklist, and it's clear how much the landscape has shifted.
Landlord Does A Good Thing
No, not an April Fool, but a story of a landlord going against all those nasty things you hear about landlords and doing something good that benefits others....
Long term member and treasurer of the PDPLA, Malcolm Drew has organised a charity 'All Stars' football match to be played at Fratton Park on Monday May 5th to raise funds for various prostate cancer charities and to help ex-Pompey goalkeeper Alan Knight who was diagnosed with prostate cancer last October.
Buy a ticket - even if you don't go! (But if you do go, get a free prostate test!)
Renewing Mandatory HMO Licences
Anyone with a portfolio of HMOs across the region might reasonably expect a mandatory HMO licence renewal to be as simple and quick in Portsmouth as it is in other local authority areas, but sadly it is not.
Managing Long-Term Tenants Paying Below-Market Rent: A Guide for Landlords
Wendy bought her property with a tenant in situ in 2013 and has only once increased the rent and then only by £20 per month. This is not uncommon and landlords who have kept rents low for long-term tenants, often grapple with the challenge of balancing rising costs and maintaining a positive tenant relationship. If you're in this situation, here's how you can approach a rent increase.
Landlord Faces Extensive Property Damage: Community Rallies with Advice
A member faced a daunting situation when tenants left his property in disrepair, with damages and mess far exceeding the amount covered by their deposit. The tenant's unlawful activities, which included hoarding over seven and a half tons of undelivered catalogues, added to the challenges. Faced with this predicament, the landlord turned to fellow members of the PDPLA for advice. Here's how the community offered their insights:
A View On The 'Debt Respite Scheme'
Legal expert and occasional PDPLA contributor. David Smith discussed on LinkedIn the Debt Respite Scheme and how the moratorium on debt recovery applies when mental health is involved. Knowing that many members do not have access, but that this could potentially be of interest to all, it is reproduced here...
Hampshire & The Solent Devolution
Have your say on the proposal to create a 'Mayoral Authority' covering Hampshire and the Isle of Wight (this is different to the parallel initiative which may create a 'Greater Portsmouth Council' encompassing Portsmouth, Gosport, Fareham, Havant & Waterlooville (& Hayling) and East Hants.
The Ballad Of Binsteed Road
After the tribunal overturned PCC's decision to reduce a Binsteed Rd HMO from 4-beds to 3-beds and remove an inside loo to make space for 1 kitchen cupboard, we thought it only right to create a ballad to be sung by all at future PDPLA meetings.
Finally, The Link Between Benefits & Standards
We have long argued that if a Local Authority (LA) wants to increase the standard of the worst rental properties, they should focus on those occupied by tenants on housing benefit or one of its equivalents. LA's shy away from this because they struggle enough with homelessness without doing anything which would immediately make the problem worse - now the Deputy Prime Minister, Angela Raynor has said rogue landlords in England will face curbs on how much housing benefit they can receive if their properties are substandard.
Portsmouth HMO Licences To Increase By 11%
At this month's Housing Cabinet meeting, PCC agreed to raise HMO licence fees by 11% starting in April, so if you have one coming up for renewal, make sure you apply in March to get the current price.
Council Pats Own Back Over EICR Status
Last month we reported that Portsmouth City Council admitted over 1,000 fire safety issues in its property portfolio and major issues with it's EICR policies, see it here. We raised some of our concerns at the February 'Housing Cabinet Meeting' but were assured (or were we admonished) that our concerns were unfounded and PCC are doing a great job.
Official: HMOs Safer Than Council Houses
Portsmouth City Council have been admonished by the Social Housing Regulator for 'serious failings' after admitting over 1,000 outstanding fire safety remedial actions and not having current EICRs on over 85% of them (that is about 13,260 homes).
Rent-2-Rent Operator Gets His Comeuppance
We reported the case of the landlord who let his property to a Rent-2-Rent operator (R2RO) on a contract that assigned all management responsibility to the R2RO, where the landlord was fined £7,500 by PCC when the R2RO was found to have overcrowded the property.See it here.
The good news is that PCC then went after the R2RO who was found guilty in court of multiple misdemeanours and sentenced accordingly.
Making Tax Digital Update
After our discussions about 'Making Tax Digital' at the November and January member meetings, we have some comments on what it means for us all from accountant, Sam Stapleton of SJS Advisory who was with us last month.